Wedding rings aren’t just something of monetary value, but also the symbol of love and fidelity. Whether it’s an engagement ring that has been in your family for decades, or a brand new sparkler that was custom made for you, the sentimental value of your wedding jewelry is priceless.
Photography by: Anna Marisol Photography, from Handcrafted Arizona Wedding
Although they may be coveted, accidents happen and countless brides and grooms have lost or damaged their beloved rings. I’m sad to say that my hubby is among this group. He managed to last five years with his original wedding band, (which I actually give him some credit for). Especially after hearing that our friend only had his for a couple days, after it slipped off his finger in the ocean during his honeymoon. If you survey your family and friends, you may be surprised at the number of people who have had to replace or repair their rings.
Photography by: Kristy Berends Photography, from Harbor Springs Summer Wedding
The only thing worse than losing your ring is realizing what it may cost to replace it. I was really surprised to learn that basic homeowners/renters insurance and jeweler warranties only provide you with a limited amount of coverage. This means that instances where your rings get lost on the beach, down a garbage disposal or left on a sink, may not be covered. Unfortunately, these are all the most likely scenarios of ways that your ring could become lost. There are actually policies that don’t even cover theft or burglary!
Photography by: Gray Photography, from Twinkle Blue Wedding
The only way to completely protect yourself is to cover yourself with a specific jewelry insurance policy like one that Jewelers Mutual Insurance Company offers. You can rest assured that your rings will be replaced and back on your finger in no time, using one of their fully comprehensive policies.
Photography: NK Swingle from Urban Sophistication Wedding
Their personal jewelry insurance is unrivaled, as it offers you the chance to work with the jeweler of your choice, which will give you the best chance at replicating your lost ring. Moreover, they strive to replace your ring with SAME kind and quality- versus like kind and quality. This is especially important if you have a name brand piece. Unlike many traditional insurance it covers you from theft, loss, damage and even mysterious disappearance (which means you can’t pinpoint how it disappeared). If you think you may want to explore a more complete coverage for absolute peace of mind, you can use the Free Quote Calculator to get an instant quote and even easily apply for insurance.
This post has been sponsored by Jewelers Mutual and compensation was received for my time in developing the post. All thoughts, ideas & opinions are my own.